Who We Are

At American Trust Capital, we believe every borrower deserves a lending partner who values transparency, integrity, and speed. We are a nationwide private lending firm specializing in asset-based loans tailored to meet the needs of business owners, investors, and entrepreneurs.

With offices in Virginia, California, Florida, and Ohio — and agents across the country — we proudly serve clients in all 50 states*. Whether you’re expanding your business, acquiring property, or seeking working capital, our team is here to provide the funding you need, when you need it.

Our Mission

Our mission is simple: *to provide reliable, straightforward financing with no hidden fees, no early repayment penalties, and terms that work for you.* We’re committed to helping clients unlock the value of their assets and achieve long-term financial growth.

What Sets Us Apart

✅ 6% Fixed Interest Rate – Affordable financing with no surprises

✅ Flexible Loan Terms (1–10 Years) – Renegotiation available after 10 years

✅ No Early Repayment Penalties – Pay off your loan on your terms

✅ Fast Closings – Funding available in as little as 7 business days

✅ Nationwide Coverage – Lending across all 50 states

Our Values

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• Trust – We believe in honest, transparent lending.
• Speed – We know time is critical, so we streamline every step.
• Flexibility – Every borrower’s situation is unique; we tailor solutions accordingly.
• Partnership – We view our clients as long-term partners, not just transactions.

Why Choose American Trust Capital?

Because we’re more than a lender — we’re your *financial ally*. Our experienced team works closely with you to understand your goals, evaluate your collateral, and provide funding solutions designed to help you grow.

With us, you’ll never feel like “just another borrower.” You’ll gain a lending partner committed to your success.